What is skin cancer and what causes it?
Skin cancer is a disease in which malignant cells form in the layers of the skin. Almost all skin cancers are caused by exposure to the ultraviolet (UV) radiation found in sunlight and tanning bed light. While the sun—and a tan—may make you feel better, the sun damages skin causing freckles, wrinkles, sagging and skin cancer.
Anyone can get skin cancer, but five or more sunburns doubles your risk. The sun is at it's strongest from 10 am - 4 pm.
On the other hand, retirees can elect medical and dental coverage together, or just medical coverage.