October is National Depression Awareness Month. Sixteen million people in the U.S. live with major depression.
Depression is more than sadness. We all feel sad from time to time. It’s a normal temporary reaction to upsetting experiences in life. Depression is different. When a person has depression, it interferes with daily life—eating, sleeping, working and more. It affects not just the person with depression, but also those who care about them. Most people who experience depression need treatment to get better.
Depression is not a sign of weakness or a character flaw. If you are suffering with depression, help is available. Call the National Alliance on Mental Illness at: 1800-950-NAMI (6264) Monday - Friday from 10 am - 6 pm.
If you were hired before January 1, 2010 and you retire, you can choose to continue your medical benefits (including prescription drug coverage) under the Plan. You are also eligible for life insurance and voluntary retiree dental coverage through Delta Dental.
When you retire, you are no longer eligible for short-term disability (STD), long-term disability (LTD) or accidental death and dismemberment (ADD) coverage.
You need to make monthly premium payments to receive coverage when you retire. In most cases, your premium payments are automatically deducted from your pension check. For more information on medical coverage after retirement, see "If You Retire" on the Life Events page.