Here are a few techniques you can incorporate to beat the stress:
1. Wake up Early - An extra 15 minutes in the morning can reduce frazzled nerves and give you time to plan for the day.
2. Take a Break - A brisk 15 minute walk can clear your mind and renew your energy.
3. Clean your work area - Visible organization often leads to emotional organization. Plus you’ll spend less time searching for misplaced files.
4. Relax your Muscles - Tense each muscle group for five seconds, then release.
The 2012 collective bargaining agreement permits employees to receive a credit of up to $1,200 if their spouse opts out of the Transit Employees’ Health & Welfare Plan’s health insurance program. It can only be used as a credit against medical and dental benefit expenses incurred as a Participant in the Plan. You must elect the spousal credit option each year.
Up to $100 per month will be applied to reduce the cost of your medical and dental insurance. It cannot be applied to reduce the cost of any supplemental life insurance you may have elected or of any other voluntary benefit.
Your plan requires a monthly contribution of $80 toward single coverage and $208 toward family coverage. Here is how the credit will work:
This credit is available to employees and retirees, but cannot be combined with the employee opt-out payment. This credit is available only if the employee or retiree remains covered in the Transit Employees Health and Welfare program.
You can only elect the spousal credit option during the annual open enrollment period, usually in May of each year. It will be effective for your premiums for the following July 1st. Download the Spousal Credit form here.
If you have more questions, please contact the Health and Welfare Plan Office.