Transit Employees Health and Welfare Fund and the 689 Moving Metro Wellness Program is excited to announce that starting January 1, 2016 eligible members can save up to $260 a year by participating in our wellness program! This is a program available to active members of Transit Employees Health and Welfare Fund through our partnership with Virgin Pulse.
You can participate in a quarterly wellness game and earn points for healthy behaviors. As you earn points you earn rewards through health insurance premium discounts and “Pulse Cash”.
Each year you can earn up to $160.00 in health insurance premium discounts and an additional $100.00 in “Pulse Cash”. Rewards are fulfilled on a quarterly basis in accordance with points earned.
What is “Pulse Cash”?
Pulse cash is an electronic currency that members can access through their Virgin Pulse account and cash in for a gift card of their choice; elect to have it deposited directly into their bank account or can spend in the Virgin Pulse online store.
How will I receive my premium credit?
Wellness Premium Creditswill be processed automatically through payroll and will show up as a lower health insurance premium in your paycheck NOT a separate line item.
You will be able to view the credits once they are processed in the Transit Employees Health and Welfare Portal under payment history. It will be labeled “wellness premium credit” for the amounts of $5.00, $15.00 or $40.00 depending on what you earned that quarter.
How do I earn points?
There are several ways to earn points through the Virgin Pulse program including…
How do I sign up?
If you are not working, but you are still eligible for Plan coverage under the collective bargaining agreement, you may continue your coverage under the Plan by making monthly payments to the Plan during your period(s) of leave. You must notify the Health and Welfare office when you return to work.
If you are out on Workers’ Compensation, you must also make your monthly payments directly to the Health & Welfare Plan because they are not deducted from your paycheck or from your Workers’ Compensation benefits.
Payments are due on the first of the month. It is your responsibility to make your Health & Welfare payments on time. The Plan does not send notices of delinquent payments, nor will it send you a bill. If you do not make your payments on time, your coverage under the Plan will end. Consider permitting the Plan to deduct payments from your bank account. Contact the Plan for more information.
Coverage will retroactively end as of the monthly premium payment due date if the required monthly premium payment is not paid within 30 days from the due date (e.g., if the monthly premium payment for September, which is due on September 1, is not paid by September 30th, coverage would be terminated as of September 1). If coverage is terminated due to non-payment of the required monthly premium payment, you may again become covered (on a prospective basis) by sending in the required monthly premium payment for future coverage. Your coverage will re-start as of the first day of the month following receipt of the required monthly premium payment. You will not be permitted to retroactively reinstate coverage for any period of coverage that terminated due to non-payment of the required monthly premium payment.
If you are on a leave of absence for military duty, you are permitted to continue medical, dental, prescription drug, and vision benefit coverage under this Plan for you and your covered dependents in accordance with the Uniformed Services Employment and Reemployment Rights Act of 1994 (USERRA). Please see the “If You Enter Military Service” section on the Life Events page for more information.
If your coverage ends due to termination of your employment with METRO, you may be eligible for COBRA for you and your family. Although METRO will notify the Health & Welfare Plan of your termination, you are also encouraged to inform the Health & Welfare Plan to avoid any delay.
If you lose Plan coverage due to the termination of your employment or any other reason, you may want to look into purchasing health coverage through a Health Insurance Marketplace.