Most benefit options require a monthly contribution from you to help pay the cost of the benefit. If you are an active employee, your share of the cost of benefits will be deducted from your pay and is not currently subject to federal income tax. Generally, participants pay about 20% of the cost of benefits and the rest is paid for by contributions from METRO.
The necessary enrollment materials will be provided by the Health & Welfare Plan and will indicate the required contribution for each benefit option. Contact the Health & Welfare Plan for more information.
Yes, your newborn child will be covered by the Plan from the date of birth, as long as you enroll the child within 30 days from the date of birth. If you enroll the child between 31 and 90 days after the date of birth, coverage for the newborn child begins on the first of the following month. If you miss this 90-day period, you will not be able to enroll your newborn child until the next Open Enrollment Period. You will need to provide the Plan with the necessary documentation. For more information, visit the "If You Have a Baby" section on the Life Events page.