Most benefit options require a monthly contribution from you to help pay the cost of the benefit. If you are an active employee, your share of the cost of benefits will be deducted from your pay and is not currently subject to federal income tax. Generally, participants pay about 20% of the cost of benefits and the rest is paid for by contributions from METRO.
The necessary enrollment materials will be provided by the Health & Welfare Plan and will indicate the required contribution for each benefit option. Contact the Health & Welfare Plan for more information.
If you are a METRO employee and a participant in the Plan, but you leave your METRO employment, lose your eligibility for Plan coverage, and then return to work for METRO at a later date, you will be treated a s a new METRO employee.
You will be asked to complete enrollment forms. Before the end of your probation period, you will receive information from the Health & Welfare Plan about the benefit choices available to you. You must return those forms to the Health & Welfare Plan by the date indicated. Full-time employees who do not make a selection will automatically be enrolled for single coverage in the default HMO (Kaiser), and the Cigna Dental HMO.