If you were hired before January 1, 2010 and you retire, you can choose to continue your medical benefits (including prescription drug coverage) under the Plan. You are also eligible for life insurance and voluntary retiree dental coverage through Delta Dental.
When you retire, you are no longer eligible for short-term disability (STD), long-term disability (LTD) or accidental death and dismemberment (ADD) coverage.
You need to make monthly premium payments to receive coverage when you retire. In most cases, your premium payments are automatically deducted from your pension check. For more information on medical coverage after retirement, see "If You Retire" on the Life Events page.